As we approach open enrollment, we wanted to keep you abreast of the changes upcoming for the 2022/ 2023 season.
First, we would like to welcome our new ICHRA plans for small groups. They have been an excellent way to drop health insurance costs and make it affordable for employers to retain group health insurance coverage. We are seeing reductions of 30% – 50% in premiums!
Second, we have already sent out an email blast to everyone under individual medical regarding the American Rescue Plan Act. (ARP) but here is a recap:
Third, For Employer Groups and individuals who may have left a workplace with insurance benefits:
The American Rescue Plan Act (ARP) may affect your Group Health Insurance COBRA benefits for past employees, current employees and persons terminated or who departed due to a lack of work available (eg. Lowered hours or income).
You can find out more information about your responsibilities here: COBRA Premium Subsidy | U.S. Department of Labor (dol.gov)
And finally, same as previous years, we found that the longer appointment times were appropriate so we have continued with the same 45 minute time blocks. We will open up the website appointment links for Medicare information starting on September 15th to be available from October 15th to October 30th and Individual Medical for available appointments November first to January 15, 2023 so you can get us the up-to-date on changes in your household, your income, your insurance needs and more via the “get a quote” button as well as set your appointment time with the broker of your choice.
We are grateful to have you as clients and pleased to help you with your individual, Medicare, small group, and large group health insurance needs! (And much more!)
Best regards for a healthy, happy and affordable 2022 and 2023!
The Staff of A+ Smart Health Insurance Agency